A Reverse Mortgage

Could Change Your Life.

Would you like a free consultation?

Ray Fry
HighTechLending
7777 Greenback Ln, Suite 210
Citrus Heights, CA 95610
Phone: (510) 710-9736

Welcome to Ray Fry's Website

My name is Ray Fry, also known as "Mr. Reverse" and I'd like to welcome you to my website on Reverse mortgages. A Reverse Mortgage is a special type of loan that allows you to convert a portion of the equity in your home into tax-free cash. There are no required monthly payments and you always own your own home. However, like traditional mortgages, you are required to pay your real estate taxes and maintain homeowner's insurance on your property.

Learn More About Me

Reverse Mortgage FAQs

How Does It Work?

Learn how a reverse mortgage could provide you more cash.

Reverse Mortgage Calculator

Facts For Family Members

Get informed about how everyone is affected by a reverse mortgage.

Reverse Mortgage Calculator

How Much Can You Get?

Contact us today to see how much you could qualify for.

Reverse Mortgage Information

Is It Right for You?

Get the facts from a qualified reverse mortgage originator.

Reverse Mortgages at a Glance

Revers Mortgages

To qualify for a reverse mortgage you must:

Be at least 62 years old

Own your home

Have equity in the house to pay off any outstanding balances

Your home must be your principal residence

Meet minimum credit and income requirements

NMLS#: 233662

NMLS Consumer Access

ADA Notice

This information is not intended to be a substitute for legal, tax or financial advice. Consult with a qualified attorney, accountant or financial advisor for additional legal or tax advice. These materials are not from HUD or FHA and were not approved by HUD or a government agency.
* There are some circumstances that will cause the loan to mature and the balance to become due and payable. The borrower(s) must continue to pay for property taxes and insurance and maintain the property to meet HUD standards or risk default.. Credit is subject to age, minimum income guidelines, credit history, and property qualifications. Program rates, fees, terms and conditions are not available in all states and subject to change.